Important to stand out that in this period of 10 years the city hall already spent R$11,3 Billions, that is, it had surpassed in R$ 100 million the initial debt. This escape of resources brought disastrous consequncias for the municipal administration therefore the other governmental areas removed precious resources of all as: Public health, Education, Transports, Urban Infrastructure, Habitation, etc. All these areas present serious deficiencies in the attendance the population and unhappyly they had had of being neglected by the payment of the public debt with its high interests. Studies of the Secretariat of Finances of the city of So Paulo disclose that only with the change in the financing conditions, as the use of other indices of monetary update as the IPCA (Index of Prices to the Ample Consumer) or of course raised tax SELIC, they would reduce the sum of the debt in some billions of Reals. In the case of the IPCA, kept the same tax of interests of 9% to the year, would have reduction of R$ 19 Billion. Already for tax SELIC, the economy it would arrive the R$ 12 Billion.
The main problem happened of this situation is that it does not have any type of quarrel gone deep on a subject that intervenes directly with the capacity of expenses of the city hall of the city of So Paulo. Per next the 20 years, about 13% to the net revenue the budget the city it will be destined to the payment of this debt and it does not have perceivable movements of the classroom politics to search a solution for this gigantic economic impediment that also affects the majority of the Brazilian cities. As all the problems of economic order that had always affected our country, the joined solution always was to transfer to the future the necessary resolutions for today. With the beginning of a new government always the possibility of quarrel of the complicated subjects resurges more as this of the debt of the cities with the federal government. However, as it can still more reduce already the engaged budget of the Union, it has of if waiting to see if really we will have serious debates and that they bring benefits for the wronged greaters with this situation: The population of the city of So Paulo and for extension, for sharing of the same problems, all the Brazilian population.
In the middle of this month – December of 2008- the Secretary General of the United Nations, Ban Ki-moon offered his press conference of year end. Which was its report? What can be hoped for the next year? Although each that we are about to begin a new year we made an effort for being positive and to maintain an optimistic point of view with respect to the future, they emphasize the words of the present Secretary General with respect to the 2008, that is to say, ” I have called it the year of multiple crises and the next one will not be less difficult. Our commitment and good intentions will be proven like never antes” , it commented. Why it said this? By the prevailing situation in Afghanistan, Iraq, Darfur, Zimbabwe and Somalia specifically. What happens in these places? Vmonos by parts, one by one. Afghanistan. With respect to this country They go emphasized the urgency of a change of Political Directorate because the humanitarian situation goes of evil in worse and more and more the attacks break out again and increase of insurgents. Iraq. 
Beauty, aesthetic and surgeries strong are emphasized in the culture contemporary. The standard of Socially acceptable beauty is taking practises it disorderedly to the people aesthetic as: Compulsory surgeries, plastic and diets, in the attempt to reach the beauty standards taxes for the society. Historically the image is concentrated with the beauty, the health and youth. With this perception of beauty the current image of the body invaded the dimensions that are losing the control. Unsatisfied adolescents, men, women with its ' ' eu' ' they finish not measuring efforts to any cost for the pleasure to have a sarado body. But in the social visibility fashion became to appeal to the surgeries to decide its problems. 
Chapter 2 Plus a signal of God: the health plan and now? A confirmed pregnancy, a necessity of prenatal, a possible cesariana, a wage not very good and no plan of health. At that time I needed to work until at night, in another place, to complement my wage and time for my family did not sobrava. Exactly thus, what I earned I did not give to supply nor the basic things of the house. E, exactly that the wage was good, did not know no plan that did not demand lack for the surgery. But, ' ' coincidentemente' ' in this exactly month one the place where I worked of day firmed an accord with a health plan. E, optimum, without lack none, nor for surgery or childbirth, and with a very low discounting in payment leaf. It was a proposal so good that I chose my plan with right the apartment. 
The use of the credit cards is a easy very popular way and for the people who wish to buy goods, products and services. At present, almost all have a debit or credit card of some type. If you are owner of a business and she did not allow the clients to pay by his products or services with a credit card, you easily could be losing income. There are several people whom they do not buy in places that do not allow payments him with credit card. Not always the possibility exists of taking money in cash especially when the new technology exists ligature to the businesses and that it is due to be useful completely. One is due to consider that the possibility of paying with credit card, will help to increase the sales in his negocioque this is much successful. Using the credit cards the use of a credit card for the payment is important for any business that it looks for to position themselves in the market and to achieve the wished success. The system of credit card generally demands a completion with technology and the Internet, for example.