Tag: insurance & pension

Payment and waiting times paid many people close funeral – payment and waiting a funeral from aiming to charge the relatives with the cost of a funeral. But what if the death occurs and the funeral yet not at all or only in the small scale? The possibility to inform themselves in advance of the funeral services. Independent insurance brokers can cater to the wishes of the customers, because they can draw on a variety of companies. Active since 1984 Versicherungsmakler IAK GmbH provides an overview from over 30 plans for the funeral. The latency of a funeral is usually three years. When it come to the funeral, only the contributions less expenses are paid in the first three years.

For many members the sobering-up added to death, if not even nearly covered the cost can. At the funeral, some companies offer different models based on shorter maturities. The GE-BE insurance in Bremen allows concluding a burial without having to wait. Here the insured person must confirm but with conclusion of the contract, that he is healthy. The Munich Funeral Association (MBV) under the umbrella of the LV 1871 offers another variant of Munich.

In the MBV, latency is staggered according to the age. Until the 49th year of life is here also the waiting period of three years. From the 50th to the 59th year, the wait time is two years and from the 60th year of life 12 months waiting period will apply. Also the services be paid out in the waiting time from 60 years graduated after six months. The insured person dies after seven months, half of the insurance amount will be charged. From the seventh month, performance is then lifted to 1/12 so that after 12 months, the full service is provided. The ARAG offers a different model with her funeral: you refundable after one year two-thirds of the sum of insured will be one-third of the sum of insured, after two years due. More exceptions are the twelve months, the Condor with 18 months and the SwissLife Itzehoe Lebensversicherungs AG, as well as inter life insurance with 24-month waiting period. This resulting in a whole range of variants, according to which the insured person fitting his burial can choose.

It is not easy to get a car loan if you have a negative Schufa or the credit rating is not sufficient at a German bank. Private credit agencies can be an alternative. Who can get a car loan without Schufa? In principle, everyone belongs to the Group of customers, who can apply for a car loan without Schufa. Of course can be only such a credit request, if you are of legal age. Also, most banks for the car loan without Schufa have set a limit. The majority of the providers schufafrei more enough no car loan credit interested who have reached the age of 67.. Who still needs a car loan without Schufa as a pensioner of that age, who must rely on that someone with enters as guarantor or as a second borrower in the contractual. Also with students there are in the car loan schufafrei some differences.

The cover of BAfoG alone is not sufficient to be able to get a loan for a car purchase at a bank. Here one can score, which is a good Part-time job was able to secure from the he refers to an income, in which the banks of think credit consultants are that from the living as well as the payments for the car loan schufafrei can be paid. ty. Prerequisite for the recognition of that income for the car loan without Schufa is that it’s a permanent employment and not only to a temporary job at the semester break. Generally, income from dependent employment must be demonstrated in the application for a car loan without Schufa. The employment contract must be out of rehearsal time and also you must able to demonstrate without a doubt that the employer pays the pay contractually agreed to time. When independent trader, this evidence is much more difficult, because you not only have to the last three months, but in most cases to prove five years. Balance sheets and assessments to income tax are suitable for it. Kathrin Musch

or: What is to keep such promises exactly this statement I was told today by a customer. On my question why, he told this story: I am now 3 days dealing with the topic of private health insurance (PKV) and have interviewed four comparison calculator on the Internet, spoken to two consultants, had then called me. Three of the machines have recommended me this (Gothaer MediVita 500) tariff, another nor the rate of CVD by the Hanseatic League mercury insurance. Find out detailed opinions from leaders such as Dr. Caldwell Esselstyn by clicking through. I asked back as occurred because the “recommendation” and what criteria were created because underlying. The answer was “not scary” but as expected.

The prospective buyer told me on the following: “it was the excess should be how much, which supply dental treatment and replacement should be reimbursed asked. Continue to the asked me whether a performance for eyeglasses is important to me and of course even if I’m employed or self-employed. I have answered all questions and then there was the recommendation.” Let’s now once the criteria and the guidelines on and the rates: both tariffs offer of goggles replacement certainly, also dentures and dental treatment a sum will be contributed to X. Even a deductible levels is selectable. That would the criteria be met, or maybe not? The criteria here are completely unsuitable. Inappropriate because sufficient to even begin them unsuitable on the other hand, to choose private health insurance as a lifelong product. Imagine you wanted to conclude a contract for a home purchase instead of the car. The broker asks you what must meet the House because for requests and reply: “a Brown carpet must be in there remains at least a bath and… Oh, a roof must also have it.” It’s funny, or? Would you choose as your home? What about factors such as location, size, amenities, number and layout of the rooms and the like? All matter? Which of the houses would you do? < Find the colorful She dare something? Something to individually? That is, also the private Krankenversicherung (PKV) follows a uniform pattern, but is individually agree to personal needs.

Accident insurance and insurance for accident information why is a casualty in the fall and winter is important? Financial ruin can happen quickly if not properly insured is in an accident. Accident insurance is a very important insurance right now in the autumn and winter, because it secures the damage caused by an accident. An accident can happen quickly, daily. Then unprepared life changing circumstances arise which are anyway very difficult, for example, that you can no longer enjoy the regulated work. If it is then not sufficiently insured, the financial ruin is pre-programmed.

Accident insurance must in any case before an accident and be completed. Because you never know when an accident occurs, it is important to have accident insurance at all. What kind of accident insurance is particularly cheap and powerful? The comparison of accident insurance allows to compare all available insurance consumers directly over the Internet. The result will be displayed directly online and sorted by the lowest insurance first, that is to say, the accident insurance with the lowest insurance premium will be displayed first. In addition, the consumer finds more information to insurance companies. Information about accident insurance: to conclude an accident insurance it is no longer necessary to seek extra insurance agents, on the contrary, in times of the Internet. An insurance agent represents generally a certain insurance company, the name says it. The consumer wants but like to know what insurance there is and itself transparent to see an overview of the different insurance premiums.

The consumer comes his accident insurance, specifically on him so fast and well informed to its security in the event of the accident, personally tailored to, on the desires and needs that each accident insurance has. Thereby, the consumer has the advantage that he can choose his own insurance and the even after the best price. The performance comparison of accident insurance shows in addition when selecting multiple in question future insurance companies transparent and specifically, what are the differences of the insurance offers.